Saving Your Way Series:Upromise

To start off the Saving Your Way Series, I am going to tell you about one of my Favorite ways to save. I have several programs I use to save but I find I use Upromise the most because of all the savings it has to offer.

Whether you are saving for a child to go to college or for a child already in college (or for yourself as I use it for my books, expenses and to pay down my student loans) Upromise is a really great program. Besides being a way to save for college, it also acts as a cash back program, coupon program and restaurant reward program all in one! Below is a screenshot of my earnings so far ( I have been a member for years)

You can cash out in many ways including a check or transfer to a High Yield Savings account (with 10% match!). I have gotten a ton of savings from this program! More on the program and how I use it to maximize my savings below! Make sure to read the full post because I really think this is one of the best ways to save if you take advantage of all the program has to offer!

Here are the details with notes by each of how I use it to save and/or what options I currently take advantage of the most.

Save Money the Smart Way with Upromise!

Online Shopping:
Earn 1 – 25% when you shop online with Upromise. You also get Shopping bonuses throughout the year. Download the TurboSaver toolbar if you like and never miss out on a deal.

Restaurants:
Up to 8% when you eat out as a Preferred Diner

Grocery eCoupons:
Upromise offers a selection of eCoupons on everyday items and your favorite brands.

Build your savings: By registering your cards you are able to use the ecoupons on the products you buy with your registered cards. So make sure to link up drugstore and grocery cards!

-Register Credit / Debit Cards
-Register Grocery & Drugstore Cards (CVS, Rite Aid, Stop and Shop etc)
-Register McDonald’s Arch Cards

MAXIMIZE YOUR BENEFITS BY GETTING THE UPROMISE CREDIT CARD!!! This is where the savings can really add up! I do not recommend keeping a balance on any credit card but to only use it to maximize your rewards and pay off in full before the due date! At Christmas time I was able to score an additonal 11% on top of my regular cashback just by using my Upromise card!

Don’t miss out on these benefits:

$50 Welcome Bonus Offer
3% cash back into your Upromise account when you shop online through Upromise
1% cash back into your Upromise account on all other purchases§

Plus:
4 — 28%+ on eligible online purchases
11%+ on eligible grocery items
3% on eligible gas purchases§ (Gas card only)
Up to 19% on eligible dining§ (Dining card only)

Additional benefits for both cards
Unlimited earnings — no cap!
Mobile pay tag available
Flexible redemption options
Concierge services

Click the Join FREE Button below to Join for FREE and Learn More:

As your Upromise savings grow, you can use your earnings in a variety of ways. (And you can change how you use them at any time!) This may be new to some of you who have used or checked out Upromise in the past. You can now use your savings in MANY WAYS!!

Repay a loan

Pay down a Sallie Mae® student loan
If you’re paying off a Sallie Mae student loan, you can use Upromise Loan Link® to automatically transfer your earnings of $10 or more each quarter from your Upromise account.

Earn Interest

Grow your earnings with a savings product!
Put your earnings to work in a High-Yield Savings Account by Sallie Mae®. No minimum balance, no monthly fee, and Upromise members can get a 10% annual match on their earnings!!

Save for college

Consider a 529 college savings plan account
As one of the most flexible ways to save for college, 529 plans offer tax benefits and account control. Many plans let you link your Upromise account so earnings can be automatically transferred.

Request a check

Use your earnings however you like!
Don’t want to automatically invest your earnings or pay down student debt? Request a check ($10 minimum balance required) and use the money any way you want!